Legal Funding

A structured settlement is a financial arrangement often created after a personal injury claim, wrongful death case, workers’ compensation matter, or similar legal action. Instead of receiving the entire settlement amount in one lump sum, the claimant agrees to receive part of the money upfront and the remainder through scheduled payments over time.

These future payments are typically funded through an annuity issued by a highly rated life insurance company. The payment schedule is negotiated as part of the settlement agreement and is fixed and determinable as to amount and time of payment. That means recipients know exactly how much they will receive — and when — sometimes for years or even decades into the future.

For many people, this structure provides long-term financial security, predictable income, and potential tax advantages. It can be an excellent way to ensure steady support and disciplined financial planning.

But life changes.